to be able to add information that is not in the templates, like pin numbers for some accounts, an ip adress on for an other, or a the answer to a seq question or the licencecode of a piece of software, or temporary a couponcode, ect,ect . so why not
Most of these requests will really be answered in couple weeks with the new version. You will have a chance to store notes, credit card numbers and other information. So hang in there for a bit:-)